THT Health’s open enrollment period for the 2022-23 benefit year began
Factors behind the increases include inflation and the teacher shortage — essentially, more expenses to spread out among fewer people who are insured by the health trust.
“The expenses for health care are truly going up,”
The premium increases will have the largest effect on families who opt for a traditional PPO plan.
Educators who are insured individually or with one dependent won’t see a premium increase for medical benefits but will see a “nominal premium change” if they opt for the dental PPO over the HMO option, according to the trust’s website.
Zumtobel said during a Thursday night
He said the health trust isn’t happy about the premium increases.
In a Friday statement, the school district said, “Because the insurance program is administered by THT, we would defer to them for a response.”
Last school year, educators began raising concerns about being dropped as patients by their medical providers or sent to collections due to unpaid claims.
The school district gave a
In October, an agreement was reached between the district and teachers union. It included financial transparency and other requirements, such as settling past-due claims.
Zumtobel told the Review-Journal on Friday that the health trust has done “remarkable things” in the last year, including resolving past-due claims and collections cases. He said it has “turned the operation around.”
He said the trust wasn’t anticipating premium increases, but inflation and fewer teachers played a role.
The health trust said on its website that its “trending inflation” is 8.73 percent, compared with local and national employers that are experiencing cost increases of 12 to 25 percent in their plans.
It’s hard to recruit teachers, Zumtobel said, noting he understands that premium increases don’t help.
He said the increases have hit families hard.
“I hate it, personally, but it wasn’t fair to put it back on the individual teachers,” he said.
High school teacher
“Teachers are looking at options of leaving because the premiums have increased so much for families,” he said.
New this year: The school district will contribute
That’s a significant benefit, Zumtobel said, noting he thinks that has been lost in the conversation.
Another change: There are additional family subscriber categories — subscriber plus two to four people and subscriber plus five or more people. Currently, it’s just “subscriber plus family.”
There’s a smaller premium increase for the high deductible Advantage Plan, which is currently
By comparison, individual licensed employees will pay anywhere from
An employee plus one family member will pay between
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