Social Security Benefits: What are the 3 types of Social Security payments?


Social Security, otherwise known as the Old Age, Survivors And Disability Insurance Program (OASDI), consists of several kinds of payments for those post-retirement, but having an understanding of them isn’t something that everyone can claim.

We’re here to help, though. And we’ve got the answers to which social security is available to you.

What are the different types of Social Security payments?

Retirement Benefits

Retirement benefits can be received upon reaching the retirement age of 62. To be eligible, a worker must have been employed for at least 10 years at a non-governmental job.


Individuals may start receiving payments at any point in time post-62, though there are certain benefits attached to waiting until the full retirement age of 66 or 67, depending on your birth year, with payments being reduced by a certain percentage if you start claiming them before the stated age of retirement.

Similarly, there are benefits to waiting till the age of 70, though it is important to keep in mind that the amount you will receive will only be a fraction of what you were previously earning.

Disability Benefits

Pertaining to individuals with disabilities that are covered by the Social Security program’s medical guidelines, individuals covered by said guidelines could receive payments similar to what their retirement benefits would be.

Dependents Benefits

Pertaining to the spouse of an individual who is retired is disabled, the spouse and their minor or disabled children may be entitled to benefits based on the worker’s earning record irrespective if they are financially dependent on their spouse for support.

Survivors Benefits

This refers to the surviving spouse of a worker who previously qualified for one of the aforementioned Social Security plans. In this case the individual in question might be eligible for benefits based on the earnings record of their deceased spouse.

Same-Sex Spouses Eligibility for Social Security Benefits

Ever since a ruling by the U.S. Supreme Court deemed that same-sex couples have a constitutional right to be married in all states, Social Security benefits have been granted to same-sex spouses who are married.

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