AS the Fourth of July draws near, some Americans are worried about how the holiday will affect the payment of their benefits schedule.
On Independence Day, most businesses, like post offices and banks, are closed, with other companies like grocery stores and restaurants open.
Additionally, you can expect closures of federal offices Monday including the Social Security Administration.
Will Social Security checks get delayed?
Sometimes, a holiday schedule could impact when exactly you receive your monthly benefits from the SSA.
For example, Supplemental Security Income claimants, who typically get their checks on the first of every month, have their payment cycle impacted.
Last year, SSI claimants got two payments in December since New Year’s Day was on Saturday.
But for Independence Day, which is on a Monday, it does not appear that the holiday will impact payments.
This is because all Social Security checks are scheduled for Wednesdays of each month.
For example, if your birth date is between the first and the 10th, the payment will be deposited on the second Wednesday of each month.
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If your birth date is on the 11th-20th, it will be deposited on the third Wednesday of each month.
Lastly, if your birth date is on the 21st-31st, it will be deposited on the fourth Wednesday of each month.
Those on Social Security Disability Insurance (SSDI) generally follow the same schedule, as long as they started claiming after 1997, the SSA has confirmed to The Sun.
Check out the full Social Security payment, SSI, and SSDI schedule for this year.
Meanwhile, the payment process works a bit differently for those receiving assistance from the Supplemental Nutrition Assistance Program (SNAP), or food stamps.
This is because states run their own payment schedules – meaning dates could vary depending on where you live.
Many states are making their benefits available within the first 10 days of the month.
However, if you live in states including Alabama, Florida, Georgia, or Indiana – you might get your benefits later in the month.
The order you receive your food stamps each month could depend on case number, client name, and ID number.
In Indiana, for example, benefits are made available from July 5-23, based on the first letter of the client’s last name.
And in Georgia, benefits are made available from July 5-23, based on the last two digits of the client’s ID number.
It is said that food stamps are loaded into your Electronic Benefits Transfer (EBT) card on the same day every month.
In other words, if you got funds loaded in your card on the 21st of January and in previous months, it’s possible you could be impacted by the upcoming holiday.
However, keep in mind that there isn’t a concrete rule that relates to food stamp payments around the holidays.
So, you’ll want to check with your state.
You can do this by calling the EBT card hotline in your state to see if Independence Day will impact when you receive your benefits.
When it comes to SSDI, we explain how you can get approved for benefits quicker.
We break down how much you can earn in 2022 from SSI and SSDI and still qualify.
And we explain how food stamp claimants can get extra benefits after storms and outages.
Overall, it’s recommended that you should reach out to the organization that distributes the money for more information. The holiday shouldn’t cause any payment issues.