Metromile (NASDAQ:MILE – Get Rating) and Unico American (NASDAQ:UNAM – Get Rating) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, profitability, analyst recommendations, dividends, institutional ownership, valuation and risk.
This table compares Metromile and Unico American’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
Valuation and Earnings
This table compares Metromile and Unico American’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Metromile||$104.90 million||1.15||-$216.46 million||($1.81)||-0.51|
|Unico American||$32.56 million||0.35||-$21.49 million||($3.61)||-0.60|
Unico American has lower revenue, but higher earnings than Metromile. Unico American is trading at a lower price-to-earnings ratio than Metromile, indicating that it is currently the more affordable of the two stocks.
Volatility & Risk
Metromile has a beta of 0.64, suggesting that its stock price is 36% less volatile than the S&P 500. Comparatively, Unico American has a beta of 0.06, suggesting that its stock price is 94% less volatile than the S&P 500.
This is a breakdown of recent recommendations for Metromile and Unico American, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
Metromile presently has a consensus price target of $4.53, suggesting a potential upside of 391.21%. Given Metromile’s higher possible upside, equities analysts clearly believe Metromile is more favorable than Unico American.
Institutional & Insider Ownership
62.5% of Metromile shares are owned by institutional investors. Comparatively, 18.8% of Unico American shares are owned by institutional investors. 44.5% of Unico American shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
Metromile beats Unico American on 7 of the 12 factors compared between the two stocks.
Metromile Company Profile (Get Rating)
Metromile, Inc. provides insurance policies for automobile owners in the United States. It operates through two segments, Insurance Services and Enterprise Business Solutions. The company offers pay-per-mile auto insurance policies. It also provides The Pulse, a device that plugs into the diagnostic port of its customer’s car and transmits data, such as miles driven, driving habits, phone use, speeding, hard braking, accelerating, cornering, and location over wireless cellular networks. In addition, the company offers access to its technology under software as a service arrangement, as well as professional services to third-party customers. Metromile, Inc. was founded in 2011 and is headquartered in San Francisco, California.
Unico American Company Profile (Get Rating)
Unico American Corporation, an insurance holding company, underwrites property and casualty insurance in Arizona, California, Nevada, Oregon, and Washington. It provides property, casualty, health, and life insurance products, as well as insurance premium financing and membership association services. The company’s commercial property coverage insures against loss or damage to buildings, inventory, and equipment from natural disasters, including hurricanes, windstorms, hail, water, explosions, and severe winter weather, as well as other events, such as theft and vandalism, fires, storms, and financial loss due to business interruption resulting from covered property damage. It also provides commercial liability coverage that insures against third party liability from accidents occurring on the insured’s premises or arising out of its operation; and writes policies to insure commercial property and commercial liability risks on a mono-line basis. In addition, the company offers group dental, vision, and life insurance policies. Unico American Corporation markets its insurance products primarily through a network of independent brokers and agents. The company was incorporated in 1969 and is headquartered in Calabasas, California.
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